Review from Nicola (1700 views)

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Review of: ClearDebt
Review date: 30 September 2008
Insolvency Practitioner who handled case: David Mond
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 3 days
Weeks to IVA proposal after decision made: 2 weeks
Weeks to IVA accepted/rejected after decision made: 8 weeks
 
IVA Company Ratings
Their debt solutions expertise: 9 out of 10
Their customer service: 10 out of 10
Their speed of response: 10 out of 10
Overall Company Rating: 10 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 10 out of 10
Overall Insolvency Practitioner Rating: 8 out of 10
 
My circumstances:
I am empluyed, living in lincoln in a shared ownership property with £20k negative equity. I had £26k approx of debt. I am now paying back 25p in every £1 to my creditors. i came to to cleardebt for help after having my last IVA (with RE10) fail last year.
My interaction with the company:
i had a DMP with Abacus but I felt i was not getting any closer to being debt free and the debt recovery didnt stop through creditors. The process was very simple and my iva was accepted 1st time
Why I gave the ratings I did:
everything was brilliant with cleardebt. I felt fully supported and i trusted them completely.
One thing they did - which really impressed me:
getting my iva through quickly and at the initial rate offered
One thing they did - which I felt could be improved:
nothing, all was top notch 
Other points
I have learnt never to gain credit. I pay back 25p in every £1 and I write off approximately £16k

Community Comments of this review

Quality? Genuine? Date
5 out of 5 5 out of 5 07 October 2008
Quality? Genuine? Date
5 out of 5 5 out of 5 30 September 2008

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Reviewer quotes

  • ClearDebt
Johnathan was helpful
Review from Ian R, 09-Jun-2011
They left me alone to get on with things, with out continually being on my back.
Review from Kacee, 28-Feb-2011
Everything
Review from SheffieldAndy, 25-Mar-2011
The service of Cleardebt and the speed in which they managed to sort my IVA out for me.
Review from cest1, 25-May-2011
They alway responded back to me with any questions thats what stuck out for me
Review from Richard , 07-Jul-2011

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