Review from Black Czerny (1067 views)
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|Review of: W3 Debt Solutions|
|Review date: 26 June 2008|
|Insolvency Practitioner who handled case: Gregory John Mullarkey|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 7 days|
|Weeks to IVA proposal after decision made: 2 weeks|
|Weeks to IVA accepted/rejected after decision made: 4 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||10 out of 10|
|Their speed of response:||10 out of 10|
|Overall Company Rating:||10 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||10 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|I had debts amounting to 26k on a small income; I worked in retail. After entering into a doomed DMP with PayPlan (I was looking to be free of my debt within something like 11 years), I was recommended W3 by another IP who was unable to take my case on at that time|
|My interaction with the company:|
|They were very quick, very professional, had a delightful woman sitting at the end of an e-mail address who answered every single one of my queries. The proposal was put forward very quickly and I was never made to feel as though there was a problem; Ive read some horror stories of IPs quibbling over everything and anything, but I believe that they acted fully in my interests.|
|Why I gave the ratings I did:|
|Because they were absolutely flawless, professional and supportive at all times|
|One thing they did - which really impressed me:|
|When I needed to conclude my IVA early to get a withdrawn job offer overturned, the proposal was put forward to the creditors within 5 weeks, which was very, very fast. Although it lost them fees, they were happy to do so in order to assist me and the entire service from beginning to end was very impressive. I can recommend them unreservedly|
|One thing they did - which I felt could be improved:|
|I had no direct contact with my IP, though the contact I did have with another employee proved more than sufficient.|
|Ive concluded my IVA and am waiting on my certificate of completion. Ive learnt not to get into debt again, basically! My eventual dividend was 35p/£, and out of an initial debt of 26k, I ended up paying back £12,400.|
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- W3 Debt Solutions
When i first made the call to W3, they were very polite and understanding until they passed my case ...
Review from Playa, 25-Feb-2008
took away the stress
Review from mr c, 04-Mar-2008
Sold their solution
Review from ATFGBR, 17-Feb-2011
When I needed to conclude my IVA early to get a withdrawn job offer overturned, the proposal was put...
Review from Black Czerny, 26-Jun-2008
Timely delivery of all the paperwork which explained what we needed to do.
Review from Ian B, 13-Nov-2007
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