Review from Nadia Wilson (246 views)

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Review of: ClearDebt
Review date: 17 June 2012
Insolvency Practitioner who handled case: Not Known
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 14 days
Weeks to IVA proposal after decision made: 3 weeks
Weeks to IVA accepted/rejected after decision made: 6 weeks
 
IVA Company Ratings
Their debt solutions expertise: 6 out of 10
Their customer service: 9 out of 10
Their speed of response: 9 out of 10
Overall Company Rating: 8 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 9 out of 10
Overall Insolvency Practitioner Rating: 9 out of 10
 
My circumstances:
I am a musician / music teacher living in London with £12K debt as a result of my studies and living costs whilst at college.
My interaction with the company:
I was passed on to clear debt by my debt management company and an IVA was recommended to me. There was some confusion over the differences between this and bankruptcy but eventually made clear that IVA best solution for me. I sent the forms back and the IVA has now been accepted
Why I gave the ratings I did:
I rated 8 out of 10 because the customer service was excellent and i had a feeling that they cared about my individual situation. They have been efficient and thorough. They are easy to contact and informed me every step of the way. The only criticism is that I was misinformed on some of the differences in criteria for the IVA compared with the bankruptcy initially.
One thing they did - which really impressed me:
Thorough attention to my individual circumstances that made me feel important rather than just another customer
One thing they did - which I felt could be improved:
Knowledge of the different debt solutions and everything surrounding them could have been more thorough 
Other points
Approx 6K will be written off out of 12K. I will be paying £250 for next 8 months and £80 thereafter for the next five years.

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Reviewer quotes

  • ClearDebt
They left me alone to get on with things, with out continually being on my back.
Review from Kacee, 28-Feb-2011
The speed that it was all done! I expected it to drag out but it all happened very quickly.
Review from Jase, 20-Apr-2011
I was really impressed with how helpful all the staff were.
Review from debt free 123, 28-Apr-2011
Not one thing good overall.
Review from Curley, 17-Mar-2011
If I had to choose 1 thing it would be they were very caring and also professional.
Review from Sultan, 01-Apr-2011

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  • I am currently in an IVA where Greg Mullarkey is the IP - I find him very rude and unapproachable. ...
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  • Thank you for this detailed review. I am also a teacher and have also found myself in a position wh...
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