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- My Circumstances
retired early due to injury with £65.000 debt
Review on Varden Nuttall, 13-Apr-2011
I an an adminastrator living just outside London and i had 56K of debt and live in rented accomadation. I am a single mother and found myself living on credit to survive
Review on Bridgestones, 22-Mar-2007
overspent on c/cs,large change in salary, was made redundant, started falling behind with payments
Review on ClearDebt, 22-Oct-2010
I had built up a lot of debt in my early 20s and now struggling to pay it back due to high interest rates, the expense of living on my own and stuggling for any disposable income.
Review on Money Debt & Credit, 20-Jun-2010
Following a shock separation I made mistake of taking out 80k secured loan instead of selling the family house and downsizing. I wanted some stability for my young son.
When I started to think clearly I sold the house BUT prices were falling dramatically and I was left with 40k debt.I started with a debt management company but after 2 years was passed to ClearDebt to start an IVA. I had a reluctance to start an IVA due to the perceived stigma attached but on reflection I really should have looked into it first. The monthly payments are manageable and I have managed to have a settled life as a result. No demanding phone calls from creditors and I live within a settled budget.
Review on ClearDebt, 25-Oct-2013
- Other points
Divided 19p writting off over 30k
Review on Tudor Kirk Insolvency, 10-May-2012
I had my IVA accepted at 42p/£ and my total debts were around 32K. I had to propose a higher divdend as some of my creditors did not accept proposals under 40p/£ however I am comfortably able to afford this.
Review on IVA Advice Company, 26-Jul-2007
Got an IVA and feel can manage finance now, have learnt lessons. DLT are wonderful!
Review on Debt Lifeboat, 12-Jan-2010
I have learnt that relying on credit is an awful thing to do and only leads to disaster - dont bury your head in the sand because it just gets worse until it takes over your whole life!
Review on Blair Endersby Limited, 10-Feb-2009
iva now finished and now debt free wrote off £15,000
Review on Varden Nuttall, 27-Oct-2010
- St Albans
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Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!
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A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.