Review from snowball (866 views)
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|Review of: ClearDebt|
|Review date: 31 March 2011|
|Insolvency Practitioner who handled case: David Emanuel Merton Mond|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 4 days|
|Weeks to IVA proposal after decision made: 2 weeks|
|Weeks to IVA accepted/rejected after decision made: 6 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||6 out of 10|
|Their customer service:||7 out of 10|
|Their speed of response:||6 out of 10|
|Overall Company Rating:||5 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||6 out of 10|
|Overall Insolvency Practitioner Rating:||5 out of 10|
|I am a print account executive living in Basingstoke.|
|My interaction with the company:|
|Very well always in contact the process was very smooth|
|Why I gave the ratings I did:|
|Due to not really understanding the equity release clause very well|
|One thing they did - which really impressed me:|
|One thing they did - which I felt could be improved:|
|more info on the equity release caluse.|
Community Comments of this review
|5 out of 5||4 out of 5||10 May 2011|
|4 out of 5||5 out of 5||11 April 2011|
|3 out of 5||3 out of 5||09 April 2011|
|Comment: The equity release clause was inserted into the Proposal at the insistence of the banking community. During the last 6 months of the IVA, you have to attempt to re-mortgage to allow only 85% of any net equity you have in the property to be paid into your IVA. If you are unable to get any re-mortgage then you continue for a further 12 months with your existing contributions at that time in lieu. Speak to your Supervisor to explain in more detail|
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