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Review from Sharon (210 views):
Review of: Debt Free Direct
IVA Company: Debt Free Direct
Insolvency Practitioner who handled case: Nicola Teader
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 1 days
Weeks to IVA proposal after decision made: 2 weeks
Weeks to IVA accepted/rejected after decision made: 6 weeks
 
IVA Company Ratings
Their debt solutions expertise: 10 out of 10
Their customer service: 10 out of 10
Their speed of response: 10 out of 10
Overall Company Rating: 10 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 10 out of 10
Overall Insolvency Practitioner Rating: 10 out of 10
 
My circumstances:
I live in the West Midlands, have 52K in debt. I tried to get myself out of debt by consolidating debts originally or so thought, in the end ended up with two loans, one credit card, one overdraft. Each month I found it harder to cover and then I thought I needed to get my head of the sand before I got into arrears. I looked at remortgaging but was told I had no equity so I called Debt Free Direct
 
My interaction with the company:
I rang them, they listened, they said they could help, they were very respectful and did not critise me for the mess I was in - they did not force anything on me and they said it was MY decision. I found that by there help the stress of trying to juggle things were lifted
 
Why I gave the ratings I did:
I gave them 10/10 because I felt as though they listened and helped me
 
One thing they did - which really impressed me:
Even when the IVA was accepted, they still help you should you have any problems
 

Community Ratings of this review:
Quality? Genuine? Date
5 out of 5 5 out of 5 09 July 2010
Comment: I can confirm that this review is factual and genuine. As the UK’s leading provider of IVAs we feel it is important to understand the needs of our clients and as part of our customer feedback program we have invited, without incentive, a number of our existing clients to submit a review whether they are positive or negative. Going forward, we will continue to seek reviews from both existing and new clients. Declan Murray
 

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