Insolvency Practitioner: IVA Advice Company

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IVA Advice Company
IVA Advice Company can contact you today, give you instant advice on the options available and if suitable have an IVA proposal sent out to you for your approval.
Ratings based on 431 reviews:
Debt solutions expertise: 9.8
Customer Service Rating: 9.8
Speed of Response Rating: 9.5
Overall Company Rating: 9.8
Quality of IVA Proposal: 9.7
Speed of response:
Average days to make a decision on debt solution after speak to company: 3.3
Average Weeks to IVA proposal after decision made: 6.0
Average Weeks to IVA accepted/rejected after decision to proceed made: 8.0
Profile Stats:
Total Profile Views: 47943
Total Views Of Reviews:
415928 from 435 reviews.
Average of 962 per review
IVA Advice Company-,Cardiff

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IPs in IVA Advice Company
Melanie R Giles
Susan Clay
Address:
11 Coopers Yard, Curran Road
Tel: 02920 277678
Website: www.melaniegiles.com

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Reviews/Feedback for IVA Advice Company

Name Views Company Rating IP Rating Date
AMBS 119 10 10 04 April 2013
timetofixit 178 10 10 03 April 2013
UnionCityGirl 505 10 10 06 March 2013
dlovesg 542 10 10 28 February 2013
Charlygirl 343 10 10 27 February 2013
olly 227 10 10 24 January 2013
esgt1967 163 9 9 19 January 2013
lulu123 337 10 10 18 January 2013
MT 1263 10 10 22 November 2012
AXEL 1087 10 10 16 November 2012
Paul 643 9 9 19 October 2012
MrsR 502 10 10 13 September 2012
Samal 326 10 10 01 September 2012
wiganwire 191 10 10 31 August 2012
Gj 500 9 10 19 July 2012
Robert 326 10 10 12 July 2012
kittze 213 10 9 27 June 2012
Julie 285 10 10 31 May 2012
Tracy81 363 10 10 11 May 2012
Katie 479 10 9 09 May 2012
Az 272 10 10 26 April 2012
Andrew56 355 10 10 25 April 2012
Kate75 331 10 10 23 April 2012
Huff 337 10 10 17 April 2012
Jeff 293 8 8 30 March 2012
steve0 346 10 10 27 March 2012
Mrs M 419 9 9 21 March 2012
Dunkynuts 485 10 10 13 March 2012
Ruby 417 10 10 17 February 2012
Justin W 492 9 10 17 February 2012
Mark 656 10 10 17 February 2012
la la 760 9 9 09 February 2012
Jan W 323 9 9 31 January 2012
John 366 9 9 30 January 2012
FlyBoy 430 10 9 23 January 2012
sunny80 287 10 10 13 January 2012
Andy 452 10 10 23 December 2011
endinsight 392 10 10 19 December 2011
Darwen, Lancashire 1339 10 10 15 December 2011
Mand 357 9 9 08 December 2011
G cromack 368 10 10 06 December 2011
Venus2129 395 10 10 24 November 2011
Mr jackson 471 10 10 15 November 2011
Gemma 333 9 8 11 November 2011
IVAbiggun 337 10 10 27 October 2011
Simon 442 10 10 25 October 2011
Paul 274 9 10 24 October 2011
D 346 10 10 20 October 2011
northernlass 300 10 10 18 October 2011
Fredjrn 279 10 10 14 October 2011
runiuksp 419 10 10 12 October 2011
Barbie 319 10 10 06 October 2011
Jo 359 10 10 03 October 2011
mani 448 10 10 16 September 2011
happyiniva 616 10 10 11 August 2011
DebtNoMore 643 10 10 07 August 2011
Jimboah 655 10 10 04 August 2011
T&Y 617 10 10 02 August 2011
aj 582 10 10 27 July 2011
Elizabeth 611 10 10 27 July 2011
Helen 858 10 10 04 July 2011
lifelooksbrighter 750 10 10 24 June 2011
adele roberts 638 9 9 24 June 2011
Anon 642 10 10 23 June 2011
LifeLine 603 10 10 22 June 2011
badger 604 9 6 21 June 2011
Blue sky ahead 641 10 10 21 June 2011
crockerdoyle 544 9 9 21 June 2011
R Scott 573 10 10 21 June 2011
Gareth 575 10 9 17 June 2011
TeetersOnHeels 657 10 10 08 June 2011
Lem 667 10 10 08 June 2011
Chris 629 10 10 07 June 2011
Tracey 643 10 10 24 May 2011
Mr C 632 10 10 20 May 2011
kat68 907 10 10 12 May 2011
steve 578 9 9 08 May 2011
Badminton1965 506 9 9 07 May 2011
Ana Mae 663 10 10 27 April 2011
piglet123 509 10 10 27 April 2011
N Wood 688 10 10 26 April 2011
arrmickk 496 10 10 21 April 2011
Barbara Ashford 1156 9 6 07 April 2011
Alan 699 10 10 05 April 2011
jasper 671 10 10 03 April 2011
Can sleep now 639 10 10 31 March 2011
Theythinkitsalloveritisnow 781 10 10 29 March 2011
doomandgloom 1104 10 10 29 March 2011
wellard 576 10 10 24 March 2011
VC 615 9 9 21 March 2011
Simon 524 9 6 21 March 2011
Cloudchaser 517 10 10 21 March 2011
Chris 637 10 10 20 March 2011
bex 669 10 10 18 March 2011
li0ness 677 9 9 15 March 2011
Jon Green 711 10 10 15 March 2011
The Persian Queen 800 10 10 09 March 2011
EastMidlands 761 9 9 04 March 2011
thepartysover 728 10 10 03 March 2011
kemi 724 10 10 24 February 2011
Rosepetal 726 9 10 24 February 2011
Vicky 781 10 10 17 February 2011
Ellie 726 10 10 17 February 2011
finally 709 10 10 15 February 2011
dontworrybehappy 566 10 10 09 February 2011
miss_c 745 10 10 07 February 2011
English welsh couple 594 10 10 28 January 2011
BreatheAgain 811 9 9 25 January 2011
skippy 753 10 10 25 January 2011
Jacq2112 656 10 10 24 January 2011
louise 788 10 10 21 January 2011
amfrain 823 10 10 17 January 2011
leaKybrain 789 10 10 14 January 2011
Ray 735 10 10 13 January 2011
Squidward 833 10 10 11 January 2011
tdo 795 10 10 07 January 2011
legaleagle 849 9 9 06 January 2011
Flowie64 558 10 10 24 December 2010
Hana 566 9 9 21 December 2010
Ricky 526 10 10 20 December 2010
mrsbee 537 10 10 16 December 2010
Mike 607 10 10 12 December 2010
annom 576 10 10 07 December 2010
RFPW 682 10 9 06 December 2010
C.P. 620 9 9 22 November 2010
fruitloop 635 10 10 12 November 2010
Anne 710 10 10 11 November 2010
Stephen 634 10 10 10 November 2010
a.j 501 10 10 08 November 2010
katikat 1126 10 10 08 November 2010
Nepensioner 617 10 10 07 November 2010
Lou74 615 10 10 03 November 2010
fumanchu 761 10 10 28 October 2010
S Rouse 651 10 10 22 October 2010
loz 536 9 9 20 October 2010
BusterDog 642 10 10 12 October 2010
alimoo 641 10 10 11 October 2010
CJ & D 1266 10 10 06 October 2010
Scooby 980 10 10 04 October 2010
Twang Thang 652 9 9 02 October 2010
D & K Williams 770 9 10 30 September 2010
karaphil 586 10 10 22 September 2010
Mr & Mrs K 658 10 10 20 September 2010
Jenny 631 10 10 20 September 2010
A & D.K 581 10 10 17 September 2010
DMB 561 10 10 16 September 2010
Sale Exec From Berkshire 599 10 10 09 September 2010
under par 630 9 9 06 September 2010
Janet Morris 753 10 10 25 August 2010
Paulie 641 10 10 24 August 2010
lees09 613 10 10 23 August 2010
Steve 695 10 10 21 August 2010
Andy G 702 10 10 20 August 2010
Miss N 606 10 10 19 August 2010
John I 639 10 10 19 August 2010
Miss helped. 609 9 10 18 August 2010
Stephen Clarke 839 10 10 12 August 2010
Goosed 668 10 10 11 August 2010
PhilA 582 10 10 10 August 2010
newbeginning 593 10 10 09 August 2010
Andy 575 10 10 03 August 2010
mark 573 10 10 01 August 2010
SteveJB21 639 10 10 28 July 2010
Ian Simpson 727 10 10 27 July 2010
JH 603 10 10 22 July 2010
M&S 824 8 9 19 July 2010
anon - South West England 720 9 9 13 July 2010
Oblivion 571 10 10 13 July 2010
Justsurviving 712 10 10 07 July 2010
Craig 724 9 9 07 July 2010
happyatlast 695 10 10 30 June 2010
sylvia and peter 579 10 10 30 June 2010
Sinking Fast 669 10 10 30 June 2010
Richard30785 826 6 6 29 June 2010
Cyril Crawford 732 9 10 28 June 2010
Angela09 674 10 10 28 June 2010
GettingHelp 706 10 10 27 June 2010
Mark 583 10 10 24 June 2010
Paul Vickery 767 9 10 11 June 2010
Mr and Mrs T 824 10 10 02 June 2010
Miss Davies 803 10 10 01 June 2010
Mark 759 10 10 28 May 2010
missyp 772 10 10 28 May 2010
sunkendrailer 706 10 10 26 May 2010
suej 676 10 10 24 May 2010
Steve 604 10 10 21 May 2010
New Leaf 904 10 10 13 May 2010
Everhopeful 572 10 10 12 May 2010
Debtfree 758 10 10 08 May 2010
michael oconnor 709 10 10 07 May 2010
steve 649 8 8 29 April 2010
Vicky 681 8 8 29 April 2010
Mr B 680 10 10 29 April 2010
Jayones 623 9 9 29 April 2010
Sandra 664 10 10 28 April 2010
sillybilly 772 10 10 27 April 2010
There is a light now...... 2481 10 10 24 April 2010
steppingstones 726 9 9 21 April 2010
sprowstonboy 652 10 10 21 April 2010
DekBev 686 9 9 19 April 2010
call1e 765 10 10 15 April 2010
steve1972 763 10 10 30 March 2010
Clairbare 778 10 10 30 March 2010
the smoggy 657 8 9 25 March 2010
Dan 650 10 10 24 March 2010
We got there in the end 870 10 10 12 March 2010
rcar 649 10 10 05 March 2010
kl 646 10 10 04 March 2010
Lynzi 779 10 10 04 March 2010
Dan 759 10 10 01 March 2010
suz 650 10 10 24 February 2010
Robbie 767 10 10 23 February 2010
Darkdog 687 10 10 22 February 2010
Matt3786 855 10 10 17 February 2010
Stevie J 787 10 10 16 February 2010
Dai 640 10 10 11 February 2010
mac 870 9 9 09 February 2010
Gail 1034 10 10 30 January 2010
Ragg 560 9 10 28 January 2010
Danieln 1068 10 10 12 January 2010
Doris 913 10 10 07 January 2010
muddlement and chaos 958 10 10 04 January 2010
MB 884 10 10 22 December 2009
KARENR6032 899 10 10 18 December 2009
Top Cat 956 10 4 17 December 2009
janine 793 10 10 11 December 2009
Cath 798 10 10 09 December 2009
StevenJane 890 10 10 07 December 2009
Laura 777 10 10 24 November 2009
J Howard 896 10 10 03 November 2009
cath79 911 10 10 29 October 2009
NEC 837 9 9 21 October 2009
MadMart 759 9 10 19 October 2009
Fishermans Friend 885 9 10 15 October 2009
KMS123 958 10 10 12 October 2009
Bumpkin 847 9 9 09 October 2009
Elizabeth 941 9 9 29 September 2009
Dougie 1008 10 10 24 September 2009
Buckthetrend 851 10 10 20 September 2009
LeftItTooLate 1088 10 10 12 September 2009
jpw 1104 10 10 30 August 2009
Anon 2277 3 5 24 August 2009
twinkletoes 1081 10 10 21 August 2009
JC 771 9 10 20 August 2009
Garry 1008 10 10 17 August 2009
indeep 830 10 10 08 August 2009
fbdo 929 9 10 06 August 2009
DJH 1155 10 9 30 July 2009
Althas 934 10 10 29 July 2009
tbyonder 1026 10 10 21 July 2009
Overspent 1014 10 10 16 July 2009
AMW 1042 10 10 15 July 2009
Lou33 1096 10 10 24 June 2009
Gill 1052 10 10 19 June 2009
Mark 729 10 10 18 June 2009
Scooby 1012 10 10 16 June 2009
Monkey 930 10 10 15 June 2009
Dan 971 10 10 12 June 2009
GinSkipper 1031 10 10 03 June 2009
Tele2002 1110 10 10 03 June 2009
Undisclosed 927 10 10 27 May 2009
Gord 1080 9 9 12 May 2009
tnt 995 10 10 05 May 2009
elv5 1522 10 10 05 May 2009
MR D 1055 9 9 27 April 2009
Mr S & Mrs K 2828 10 10 20 April 2009
cadpaps 1030 10 10 18 April 2009
jasperjak 619 10 10 17 April 2009
KKL 562 9 9 16 April 2009
thefsg 1030 10 10 14 April 2009
Mr and Mrs C 1204 10 10 06 April 2009
sam9948 1240 9 10 27 March 2009
ez123 998 9 10 21 March 2009
MK Wales 1091 10 10 18 March 2009
G 930 10 10 13 March 2009
Breakdown 1201 10 10 11 March 2009
Angela 1048 10 10 09 March 2009
carlos 1281 10 10 27 February 2009
bic 1472 10 10 27 February 2009
Julie 451 10 10 27 February 2009
kw180 1059 10 10 27 February 2009
fifilebonbon 1183 10 10 26 February 2009
breatheasy 1031 10 10 24 February 2009
Paul (Brickwall) 1500 10 10 18 February 2009
freedom 1258 10 10 11 February 2009
anon 1118 9 8 11 February 2009
Challymanga 1203 9 9 29 January 2009
Fresh Start! 1330 10 10 28 January 2009
robbo2012001 1034 10 10 27 January 2009
FERGIEDOGGY 1785 10 10 02 January 2009
CanSleepAgin 1481 9 10 24 December 2008
KOL1979 485 9 8 16 December 2008
KOL1979 459 9 8 16 December 2008
Flush 1626 10 10 12 November 2008
abby 1418 10 10 04 November 2008
ryan 1299 9 10 21 October 2008
***R*** 1347 10 10 19 October 2008
Jimbob 1412 10 10 13 October 2008
Neil 1242 10 10 11 October 2008
claire 930 9 9 09 October 2008
mak6 1208 10 10 06 October 2008
Joanna 1384 10 10 01 October 2008
Abi 967 10 10 24 September 2008
Viki.W 1341 10 10 10 September 2008
trina 1392 10 10 05 September 2008
Mel 818 10 10 05 September 2008
Steven 1212 10 10 04 September 2008
davram1967 1127 10 10 04 September 2008
no more plastic 1202 10 10 02 September 2008
ed 1087 10 10 29 August 2008
Lisa 1444 10 10 26 August 2008
tori 1539 10 10 16 August 2008
Tifosi1 1238 10 10 30 July 2008
Tony B 1347 10 10 28 July 2008
John jk 1810 10 10 26 July 2008
John jk 1390 10 6 26 July 2008
Kazzy 1526 10 10 25 July 2008
suzanne100268 1195 10 10 19 July 2008
Elizabeth R 1195 10 10 19 July 2008
KW 1041 10 10 24 June 2008
Connie 1388 10 10 19 June 2008
Benjoli 1231 10 10 19 June 2008
Back_on_track 1848 10 6 18 June 2008
EverythingCrossed 1399 9 10 11 June 2008
Micbou 1268 10 10 06 June 2008
LB 1258 10 10 06 June 2008
JamiePH 1239 9 9 05 June 2008
SB 2147 10 10 05 June 2008
OnTheUp 1154 10 10 02 June 2008
Lynne 1144 10 10 02 June 2008
Billy H. 1148 10 10 29 May 2008
Jayne 1022 9 10 15 May 2008
Sycrob 1132 9 9 15 May 2008
fresh start 1537 10 10 15 May 2008
inapickle 1570 10 6 12 May 2008
lee baines 1029 10 10 08 May 2008
Freeman 1433 10 10 30 April 2008
facingittogether 976 10 10 28 April 2008
angela18 1532 10 10 28 April 2008
Ziggy 980 10 10 24 April 2008
TABS 875 9 9 23 April 2008
Snow White 782 9 9 10 April 2008
buttercup 1715 10 10 10 April 2008
Very Relieved 1356 8 9 31 March 2008
Fantastic IVA advice bureau 1432 10 10 31 March 2008
casiquebrado 1254 10 10 27 March 2008
nursejojo 1555 10 10 26 March 2008
james 894 10 10 21 March 2008
Spiderman 753 9 10 21 March 2008
sblack 1385 10 10 18 March 2008
L Norbury 734 10 10 18 March 2008
M&H 1256 9 10 07 March 2008
Robbiecat 1240 10 10 05 March 2008
Big Bird 1350 10 10 04 March 2008
PIPPA 1161 10 10 28 February 2008
london35 1367 10 10 14 February 2008
andrewgoodman121 10875 10 10 13 February 2008
isthereanend 1387 10 10 08 February 2008
j rees 1235 10 9 10 January 2008
robin in hampshire 1129 10 10 09 January 2008
Janot 1287 10 10 09 January 2008
Cathy 1113 10 10 02 January 2008
Smiley 1401 10 10 19 December 2007
Peace 1248 10 10 12 December 2007
GazSus 1221 10 10 08 December 2007
babyblue 1079 10 10 06 December 2007
Eric Lee 1129 10 10 29 November 2007
Morgan 1201 10 10 12 November 2007
Emma T 1338 10 10 10 November 2007
RSB 1225 10 10 08 November 2007
Ali 1485 10 10 06 November 2007
Mark 1029 10 10 30 October 2007
Angel25 1236 10 10 30 October 2007
David 1300 10 10 28 October 2007
Noel 737 10 10 12 October 2007
AJ 763 10 10 11 October 2007
Medic94 858 10 10 11 October 2007
Mrs B 819 10 10 09 October 2007
Maxdebt 944 10 10 05 October 2007
Shipper 1388 10 10 22 September 2007
timepiece 1284 10 10 21 September 2007
PARAMEDIC 835 10 10 19 September 2007
musicista 878 10 10 17 September 2007
PDD 14804 9 10 12 September 2007
David 3081 10 10 31 August 2007
Barbicanmatt 866 9 9 30 August 2007
cashclown 799 10 10 29 August 2007
Paddy43 1166 8 9 25 August 2007
CokeDrinker 823 10 10 24 August 2007
Andy Kenway 1023 10 10 22 August 2007
hayley1912 964 10 10 21 August 2007
Blueshoes 1283 10 10 11 August 2007
Razorback 1240 10 10 09 August 2007
Devonlass 1287 10 10 26 July 2007
thebear29uk 1013 10 10 26 July 2007
Lizzy 1187 10 10 21 July 2007
elsee 1351 10 10 18 July 2007
Ordinary_World 2598 10 10 07 July 2007
rexy 1387 10 10 03 July 2007
King 986 9 9 25 June 2007
John Crick 1144 10 10 25 June 2007
Chris D 1208 10 10 22 June 2007
RedDevil 1308 10 10 21 June 2007
blackhole 1036 10 10 21 June 2007
tor 1553 9 10 21 June 2007
Paul 11495 9 9 19 June 2007
Private 1253 10 10 18 June 2007
bluey 1127 10 10 15 June 2007
Dave and Samantha 1308 9 9 15 June 2007
TC 1059 9 6 15 June 2007
northiscool 1018 10 10 14 June 2007
KW 1151 10 10 13 June 2007
Ex Military - Now Civil Servant 1428 10 10 11 June 2007
MARK D1 1057 10 10 11 June 2007
Anon 972 10 9 11 June 2007
Chris D 807 10 10 10 June 2007
Debtfree2012 967 10 10 09 June 2007
andrewl 1285 10 10 08 June 2007
kezza 793 10 10 08 June 2007
P Duffy 802 9 9 08 June 2007
Rachel 819 10 10 08 June 2007
sps 1315 10 10 08 June 2007
BarbaraG 726 10 10 08 June 2007
Peter 836 10 10 08 June 2007
Kate 875 9 9 08 June 2007
Army Officer 1154 10 10 08 June 2007
Stuart 862 9 10 08 June 2007
brian smith 852 10 10 08 June 2007
Steve 1052 9 9 07 June 2007
Monica 867 10 10 21 May 2007
stevieboy 1162 10 10 13 April 2007

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How far along IVA process did you go?
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Were all debt solutions discussed? (e.g. IVA,DMP, Bankruptcy, Remortgage, Loan)
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Measure their speed of response
Days to make a decision on debt solution after speaking to company? days
Weeks to IVA proposal after decision made? weeks
Weeks to IVA accepted/rejected after decision made? weeks
IVA Firm Ratings
Rate their debt solutions expertise: out of 10
Rate their customer service: out of 10
Rate their speed of response: out of 10
Overall Company Rating: out of 10
Insolvency Practitioner Ratings
Rate the quality of IVA proposal: out of 10
Overall Insolvency Practitioner Rating: out of 10


Please briefly explain your circumstances: (Mandatory)
e.g. I am a doctor  living in London, I had 30k of debt and a property with 5k equity.


Please briefly explain how your interaction with the company went:
e.g. I rang them, they listened to my situation and recommended IVA, they posted form, I completed and returned, after some small changes the IVA was accepted at the creditor meeting. I found them to be friendly and helpful.
Please briefly explain why you gave the ratings you did: (Mandatory)
e.g. I rated them 9 out of 10 because they were excellent  and I felt  I could trust them.
Please provide one thing they did - which really impressed you:
Please provide one thing they did - which you felt could be improved:
Summary: What is your current circumstances and what have you learnt. If you did an IVA, what was your dividend? How much money did you write off?
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Reviewer quotes

  • IVA Advice Company
Everything was excellent - one thing that I remember, was that on one particular occasion a meeting...
Review from breatheasy, 24-Feb-2009
Communicated with creditors who were persistent in chasing their debt.
Review from Sinking Fast, 30-Jun-2010
They were a constant source of help, i asked so many questions and they did not get irritated by me ...
Review from Jenny, 20-Sep-2010
Understood how this much debt, accompanied by a low income, was crippiling my quality of life and se...
Review from Andy Kenway, 22-Aug-2007
Calmed me down when debt letters and phone calls were coming thick and fast.
Review from Mand, 08-Dec-2011

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Last 10 Reviews

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Last 5 comments(for Reviews)

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  • I am currently in an IVA where Greg Mullarkey is the IP - I find him very rude and unapproachable. ...
  • Sounds like it could of been written by a member of their staff
  • Thank you for this detailed review. I am also a teacher and have also found myself in a position wh...
  • I can totally relate and agree with you on this. They will take far to much than you can afford and ...
  • FJ: I’m sorry you aren’t happy with how we’ve handled your IVA. During your IVA if you earn mo...

See all 1451 comments

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Insolvency Advice Articles

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Reviews on IVA.com

  • IVA.com is rated 3.9 on a scale of 5 based on on reviewcentre.com.
    Latest review:
    A useful site that is free to use and full of useful... - by , 01/03/2008
    5/ 5stars
    Good Points
    Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!
    Bad Points
    The site is a bit cluttered and sometimes hard to navigate around.
    General Comments
    A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.